My 5-year-old Hitachi finally died, and I replaced it with a Regal.
     The Regal makes great, crusty loaves except for one problem:  when I 
     make my famous chocolate chip bread, the chips completely melt, and I 
     have chocolate bread, with no visible chips.  I've always been 
     successful with just dumping all the ingredients in at once and using 
     the timer.  Is there any way around this problem other than to use the 
     "beep-beep" in the knead cycle to add the chips?????  We cherish hot 
     chocolate chip bread in the morning. . .